BUILD RATED
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About BuildRated

Evidence-based contractor verification. The trust layer for governed environments.

906919
Licensed Contractors
18
Evidence Signals
AK, AZ, CA, CO, CT, DE, FL, GA, HI, IL, MA, MD, MI, MT, NC, NJ, NV, NY, OH, OR, OR_BCD, PA, TX, TX_TSBPE, VA, WA
26 States
01

What BuildRated Is

BuildRated is an evidence-based contractor reputation platform for governed environments — homeowners associations, community associations, and property management organizations that require accountability when selecting service providers.

Every contractor profile on BuildRated is built from verifiable data: state licensing records, insurance verification, bond status, and where available, real payment history from the CommunityPay platform. No contractor can buy their way to a higher score.

02

How Scoring Works

BuildRated scores are computed from up to 18 distinct evidence signals across six categories. Each signal is weighted based on its reliability and relevance to contractor trustworthiness.

License status and class
License expiration tracking
Insurance coverage verification
Insurance carrier and expiry
Bond amount and carrier
Bond expiration tracking
Violation count and severity
Debarment and strike flags
Payment on-time rate
Payment volume history
Dispute rate
Community relationship quality
03

Data Sources

State Licensing Agencies — License status, contractor class, specialty codes, registered business information, bond and insurance verification. Sources include WA L&I, OR CCB, CA CSLB, TX TDLR, and FL DBPR.

CommunityPay Platform — For contractors that have performed work for CommunityPay-managed organizations: payment history, on-time rates, dispute records, and verified reviews tied to completed work.

Public Records — Business registrations, court records, and other publicly available compliance data.

04

What We're Not

No paid placement

Contractors cannot pay to rank higher. Visibility is determined by evidence, not advertising spend.

No referral fees

BuildRated does not collect referral fees from contractors. We are not a lead generation service.

No fake reviews

Verified reviews are tied to real payments processed through CommunityPay. Public reviews are flagged separately.

Not a substitute for due diligence

BuildRated provides data to inform decisions. Always verify credentials independently before hiring.

05

For Contractors

BuildRated profiles are created from public records. If you are a licensed contractor, your business may already have a profile. You can search for your profile and claim it to ensure your information is accurate and current.

Claiming a profile is free. BuildRated does not charge contractors for listing, placement, or profile management.

06

Operated by CommunityPay

BuildRated is built and operated by CommunityPay, a financial infrastructure platform for community associations. The proprietary payment and compliance data that powers BuildRated's scoring comes from CommunityPay's ledger — real transactions, not surveys. Verified reviews on BuildRated are tied to completed work and actual payments processed through the platform, ensuring every review reflects a genuine customer experience.

Questions? Contact us at support@communitypay.us

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